A Study on the Impact of Generative AI on Consumer Decision-Making in Live-Streamed E-commerce within the Apparel Industry
Keywords:
Generative AI, purchasing decisions, apparel industry, live-streamed e-commerce, consumer economyAbstract
With the rapid development of generative AI technology, the consumer economy, behavioral interaction patterns, and decision-making mechanisms are undergoing a comprehensive transformation. Among these, the apparel industry—characterized by strong visual presentation, aesthetic experiences, and immediate feedback—has emerged as a prime application scenario for generative AI technology. Although existing research has demonstrated that generative AI will have a revolutionary impact on human economic consumption behavior, studies on how this technology empowers consumer decision-making in the specific context of apparel livestreaming remain scarce. In particular, there is a significant lack of research on the psychology of consumer decision-making related to content generation, emotional interaction, and scenario integration. Building upon the Stimulus-Organism-Response (SOR) theory, this study employs a combination of literature review, case study, and questionnaire survey methods to systematically examine the mechanisms through which three primary functions of generative AI—virtual try-on, smart shopping assistants, and virtual hosts—influence consumer decision-making in fashion livestreaming. Through reliability and validity tests, correlation analysis, and Bootstrap mediation tests, the study concludes that all three AI functions have a significant positive impact on consumer decision-making, with smart shopping assistants exhibiting the greatest overall effect on consumption. Perceived trust plays a stable partial mediating role across all three pathways, whereas the mediating effect of perceived fun is function-dependent and does not reach statistical significance in the virtual host context. The study identifies distinct transmission patterns among technological functions, psychological mechanisms, and decision-making behaviors, providing theoretical support and practical guidance for apparel enterprises to refine their digital marketing strategies and design intelligent consumer experiences.
Downloads
Published
Versions
- 2026-10-22 (3)
- 2026-10-22 (2)
- 2026-07-24 (1)
Issue
Section
License
Copyright (c) 2026 Xueyu Zhao, Yi Jiang (Author)

This work is licensed under a Creative Commons Attribution 4.0 International License.
License to Publish (Open Access, CC BY 4.0)
1. Warranties
The Author warrants that: the Article is original, has not been submitted simultaneously to any other journal or publisher for consideration, not previously published, not infringing any third-party rights (including copyright, privacy, intellectual property), not confidential; authorship is correct and free of disputes. The Corresponding Author is authorized to sign this Agreement on behalf of all authors and has obtained consent from all co-authors.
2. Copyright Retention
The Author retains full copyright (all intellectual property rights) in and to the Article, including moral rights (authorship, integrity of the work). No copyright is transferred to the Publisher; the Publisher only obtains the license rights specified below.
3. Grant of Publication License
The Author grants Journal of Financial and Economic Dynamics a worldwide, perpetual, non-exclusive, royalty-free license to:
●Publish, reproduce, and distribute the Article in the Journal of Financial and Economic Dynamics;
●Display, transmit, and make the Article publicly accessible via online platforms and digital media;
●Format, edit, and proofread the Article (without altering its core content or meaning);
●Include the Article in indexes, databases, and institutional repositories related to finance and economics.
4. Open Access License (CC BY 4.0)
The Article shall be published under the Creative Commons Attribution 4.0 International License (CC BY 4.0) in the Journal of Financial and Economic Dynamics. This allows any third party to copy, distribute, adapt, and use the Article for any purpose (including commercial use), provided that the original author(s) and the source (Journal of Financial and Economic Dynamics, published by International Natural and Social Science (INSS) Press) are clearly credited.
5. Author’s Rights & Self-Archiving
The Author retains the right to:
●Post the accepted manuscript (pre-publication version) and the final published version of the Article on personal websites, institutional repositories, and academic platforms without any embargo period;
●Use the Article for teaching, research, and academic exchange (non-commercial purposes);
●Include the Article in personal monographs, dissertations, or research reports, with clear citation of the original publication source.
6. Editorial Rights
Journal of Financial and Economic Dynamics reserves the right to conduct text proofreading, format adjustment, and typo correction on the Article, without changing its core content, meaning, or academic rigor. Major revisions to the content shall be discussed and confirmed with the Corresponding Author.
7. Article Processing Charge (APC)
For Open Access publication in the Journal of Financial and Economic Dynamics, the payment and collection of APC shall be subject to the official notification of the Journal (published by Journal of Financial and Economic Dynamics ). No royalty or honorarium shall be paid to the Author for the publication of the Article.
8. Term & Termination
●This Agreement shall take effect upon the Article being accepted for publication in the Journal of Financial and Economic Dynamics and shall remain in effect perpetually, in line with the statutory protection period of copyright.
●If the Article is not published (e.g., rejected after review) or the Author violates the "no multiple submission" rule, this Agreement shall automatically terminate, and all license rights granted to the Publisher shall be revoked.
9. Governing Law
All disputes arising from this Agreement shall be resolved through friendly negotiation first. If negotiation fails, the laws of the jurisdiction where International Natural and Social Science (INSS) Press is located shall apply.



































































